:root {
  color-scheme: light;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background: #f6f3ee;
  color: #121821;
  --surface: #ffffff;
  --border: #ded9cf;
  --text: #121821;
  --muted: #526173;
  --accent: #1d5f8f;
  --accent-strong: #163c5a;
  --accent-soft: #eef4fa;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; min-width: 320px; background: #f6f3ee; color: var(--text); }
a { color: inherit; }

.site-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: min(1120px, calc(100% - 40px));
  margin: 0 auto;
  padding: 22px 0;
}

.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; font-weight: 800; }
.brand img { width: 34px; height: 34px; }
.site-header nav { display: flex; gap: 22px; color: var(--muted); font-size: .9rem; font-weight: 650; }
.site-header nav a { text-decoration: none; }
.site-header nav a:hover { color: var(--accent); }

main { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }
.hero { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(320px, .8fr); gap: 54px; align-items: center; padding: 76px 0 88px; }
.eyebrow { margin: 0 0 14px; color: var(--accent); font-size: .78rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
h1, h2, h3, p { margin-top: 0; }
h1 { max-width: 760px; margin-bottom: 24px; font-size: clamp(3rem, 6vw, 5.7rem); line-height: .96; letter-spacing: -.06em; }
.hero-copy { max-width: 680px; margin-bottom: 28px; color: var(--muted); font-size: clamp(1.05rem, 1.6vw, 1.25rem); line-height: 1.65; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }
.button { display: inline-flex; min-height: 52px; align-items: center; justify-content: center; border-radius: 11px; background: var(--accent); color: #fff; padding: 0 20px; text-decoration: none; font-weight: 750; box-shadow: 0 10px 24px rgba(29, 95, 143, .2); }
.button:hover { background: var(--accent-strong); }
.allowance { color: var(--muted); font-size: .84rem; font-weight: 650; }
.hero-card { border: 1px solid var(--border); border-radius: 24px; background: var(--surface); padding: 30px; box-shadow: 0 18px 45px rgba(30, 34, 40, .08); }
.hero-card strong { display: block; margin-bottom: 8px; font-size: 1.1rem; }
.hero-card p { color: var(--muted); line-height: 1.6; }
.hero-card ul { display: grid; gap: 12px; margin: 22px 0 0; padding: 0; list-style: none; }
.hero-card li { position: relative; padding-left: 24px; line-height: 1.45; }
.hero-card li::before { position: absolute; left: 0; color: var(--accent); content: "✓"; font-weight: 850; }

.content-section { border-top: 1px solid var(--border); padding: 72px 0; }
.section-heading { max-width: 720px; margin-bottom: 30px; }
h2 { margin-bottom: 14px; font-size: clamp(2rem, 3.5vw, 3rem); line-height: 1.08; letter-spacing: -.04em; }
.section-heading p, .content-section > p { color: var(--muted); line-height: 1.7; }
.steps, .benefits { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.card { border: 1px solid var(--border); border-radius: 16px; background: rgba(255,255,255,.76); padding: 24px; }
.number { display: grid; width: 34px; height: 34px; place-items: center; margin-bottom: 20px; border-radius: 50%; background: var(--accent-soft); color: var(--accent-strong); font-size: .82rem; font-weight: 800; }
.card h3 { margin-bottom: 8px; font-size: 1.04rem; }
.card p { margin-bottom: 0; color: var(--muted); font-size: .92rem; line-height: 1.65; }
.example { border-radius: 20px; background: #101820; color: #eef5f7; padding: clamp(28px, 5vw, 52px); }
.example p { max-width: 780px; margin-bottom: 0; color: #a9b7c2; font-size: 1rem; line-height: 1.75; }
.faq { display: grid; grid-template-columns: 1fr 1.4fr; gap: 42px; align-items: start; }
.faq-list { display: grid; gap: 12px; }
details { border: 1px solid var(--border); border-radius: 14px; background: var(--surface); padding: 18px 20px; }
summary { font-weight: 750; cursor: pointer; }
details p { margin: 10px 0 0; color: var(--muted); font-size: .92rem; line-height: 1.65; }
.final-cta { display: flex; align-items: center; justify-content: space-between; gap: 28px; border-radius: 22px; background: var(--accent-soft); padding: clamp(28px, 5vw, 48px); }
.final-cta h2 { max-width: 650px; margin: 0; }
footer { width: min(1120px, calc(100% - 40px)); margin: 0 auto; padding: 32px 0 40px; color: var(--muted); font-size: .8rem; }

@media (max-width: 800px) {
  .site-header nav { display: none; }
  .hero { grid-template-columns: 1fr; gap: 34px; padding: 52px 0 64px; }
  .steps, .benefits { grid-template-columns: 1fr; }
  .faq { grid-template-columns: 1fr; gap: 20px; }
  .final-cta { align-items: flex-start; flex-direction: column; }
}

@media (max-width: 520px) {
  .site-header, main, footer { width: min(100% - 28px, 1120px); }
  h1 { font-size: clamp(2.65rem, 14vw, 4rem); }
  .hero-card, .card { padding: 20px; }
  .content-section { padding: 54px 0; }
}